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About Us

An Independent Firm That's Focused on You

Krosnowski & Scott, LLC is an independent financial services firm. First Allied is a broker/dealer firm, and every First Allied office is independently owned and operated by experienced investment professionals located throughout the United States. 

As First Allied independent representatives, we are not limited to selling proprietary products, but rather have the freedom to choose from a wide variety of products and services, which we select and customize to fit your specific needs and goals. We feel that it's this independent approach that helps us build trust in our client relationships. 

A Team That Puts Your Best Interests First

A Team That Puts Your Best Interests First

We are a team of experienced professionals dedicated to providing you with what we believe is one of the most comprehensive financial solutions available, designed to pursue your financial goals and expectations. You deserve to have a knowledgeable and trusted advisor who focuses on you, puts your best interests first, and who is communicative and responsive to your specific needs and goals. We are committed to earning your trust through offering added value, frequent and consistent communication, and a high level of access and attentiveness. Some advisors are good at talking service, but at K&S, we live service. In short, you are the center of our focus. 

Unlocking Your Future Through Education

Unlocking Your Future Through Education

We put your interests first, not only through frequent and direct communication and comprehensive planning, but also through education. We publish a quarterly newsletter titled "Financial Fitness" to educate our clients on financial planning issues, and most of our clients receive asset allocation and performance monitoring reports annually. Additionally, when we make recommendations, we take the time to help you understand the options available to you so you can make confident, informed decisions. 

Meet the Team

Andrew Krosnowski

K&S Senior Partner

(703) 506-6886

Andy has been in the investment industry since 1985. He has taught investment classes for Montgomery Community College. From 1999 to the present, he has been affiliated with First Allied Securities, Inc. 

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Melissa Paine

K&S Partner

Melissa double majored in economics and international relations. She serves as Branch Manager and is responsible for compliance in the office. In May 2003, Melissa earned the Certified Financial Planner® designation. 

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Sue Dastanlee

Operations Manager

Sue joined K&S LLC in October 2004. As our Operations Manager, she has been a vital part of our team.

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Suzi Woodsize

Administrative Assistant

Since January 2007, Suzi has worked for K&S LLC as an administrative assistance and project manager. 

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What Our CFP<span style="font-weight: 400;" data-mce-style="font-weight: 400;">&#174;</span> and CWS<span style="font-weight: 400;" data-mce-style="font-weight: 400;">&#174;</span> Credentials Mean to You

What Our CFP® and CWS® Credentials Mean to You

The designations of Certified Financial Planner® and Certified Wealth Strategist® are reserved for advisors who have demonstrated a certain level of professionalism, knowledge, and ethical standards in their practices. While CFP® and CWS® designations each have their own requirements and areas of expertise, the benefit to you is that you can be confident in our recommendations, as we are committed to acting in your best interests and are well-equipped and qualified to do so. 

Core Values

Client-first Service

We're committed to excellence in our service. Our clients can expect a refreshing experience that positions them as the main focus. 

Corporate Plan Knowledge

We specialize in helping employees unlock compensation benefits so they can leverage their hard work with a plan that fits their unique journey. 


We work hard every day to earn our clients' trust. We establish these relationships by finding ways to offer more value to those we inform and serve. 


Our clients can expect a high level of access and attentiveness from us. We're committed to frequent, direct contact to keep portfolios balanced and our clients informed. 

Want to Know Your Risk Number?

A 5-minute questionnaire covers topics such as portfolio size and top financial goals, while showing real dollar amounts of how much you are willing to risk for potential gains. Once complete, you will have a personalized Risk Number®. It's fast, free and displays your number instantly.

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Our Financial Partners

Our Broker Dealer: First Allied

Our Custodian: Pershing

Our Approach

We specialize in educating and helping you understand your corporate retirement and compensation benefit options, as well as help you develop an effective financial plan centered around your goals and values. 

Our Approach

Our Services

We help you better understand your retirement plan options, corporate compensation benefits, and investment plans. We also offer our expertise in services like estate planning, tax planning, mortgage and debt management, and education planning.

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Contact Us

We want to hear from you! Whatever your circumstances or life stage, our team of financial planners and wealth strategists are here and ready to get to know you and your financial goals and expectations. Contact us today!

Contact Us

For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither First Allied nor any of its representatives may give legal or tax advice.